PenFed Credit Union Money Market Certificates: 3.00% to 4.65% APY (Term: 6 months to 7 years).Marcus by Goldman Sachs High-Yield Certificates of Deposit: 3.70% to 4.85% APY (Term: 6 months to 6 years).Consumers Credit Union Certificate Account: 0.50% to 4.89% APY (Term: 91 days to 5 years).Bethpage Federal Credit Union Certificate Account: 2.25% to 5.00% APY (Term: 3 months to 5 years).TIAA Bank Basic CD: 3.95% to 5.25% APY (Term: 3 months to 5 years).Connexus Credit Union Share Certificate: 3.91% to 5.36% APY (Term: 12 months to 5 years).Quontic Bank Certificate of Deposit: 4.30% to 5.05% APY (Term: 6 months to 5 years).Bread Savings (formerly Comenity Bank) Certificate of Deposit: 4.25% to 5.25% APY (Term: 12 months to 5 years).CommunityWide Federal Credit Union CW Certificate Account: 4.00% to 5.25% APY (Term: 6 months to 5 years).Here is a summary of the top CD rates, starting with the highest CD rate you can get. While annual percentage yield (APY) wasn’t the only criteria considered while ranking the best certificate of deposit accounts, it was one of the most important factors. We’ve compared 142 CD and certificate accounts at 84 nationally available banks and credit unions to find some of the best accounts available.
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